Question 1

What is a Travel Loan?

Accepted Answer

A travel loan is a financial product that helps cover the expenses of your vacation or holiday. Whether it's for flights, accommodation, or activities, you can apply for an instant travel loan through the Kissht app. It offers flexible repayment options and competitive travel loan interest rate, making it easy to plan your dream trip with a personal loan for travel.

Question 2

Can I Get a Personal Loan to Travel Abroad?

Accepted Answer

Yes, you can get a personal loan for travel to cover expenses for an international trip. This holiday loan can be used for flights, accommodation, sightseeing, or any other travel-related costs. With an instant travel loan, you can quickly access funds, and repayment is made in convenient installments. Check the travel loan interest rate before applying for the best terms.

Question 3

What Documents are Required to Get a Personal Loan for Travel?

Accepted Answer

• Selfie for identity verification
             • PAN Card
             • Aadhaar Card
            These documents help streamline the loan approval process and ensure quick access to funds for your trip.

Question 4

What is the Interest Rate for a Travel Loan?

Accepted Answer

The interest rate for a travel loan depends on factors such as your credit profile, loan amount, and repayment tenure. Rates may vary between lenders, so it's important to compare different options to find the one that best suits your needs.

Question 5

What are the Eligibility Criteria to Get an Instant Travel Loan?

Accepted Answer

• Nationality: Indian citizen
• Age: Between 21 and 60 years
• Documentation: Selfie, PAN Card, and Aadhaar Card

These basic requirements help ensure quick approval and access to funds for your travel.

Question 6

Is Collateral Required for Availing Travel Loan?

Accepted Answer

No, collateral is typically not required to avail of a travel loan. These loans are usually unsecured, meaning you don't need to provide any assets as security. Approval is based on your credit profile, income, and other factors, allowing you to access funds quickly for your trip.

Question 7

Can I Apply Personal Loan for Travel Online?

Accepted Answer

Yes, you can apply for a personal loan for travel online by following these simple steps:
1. Download the Kissht app from your app store.
2. Verify your mobile number by entering it and confirming the OTP sent to your phone.
3. Provide your details such as your name, date of birth, address, and employment status.
4. Complete the KYC process by uploading your PAN and Aadhaar for quick verification.
5. After approval, the loan amount is transferred instantly to your account.

Question 8

What is the Interest Rate for a Travel Loan?

Accepted Answer

The interest rate for a travel loan varies depending on factors such as your credit profile, loan amount, and repayment tenure. It is recommended to check with lenders for the specific rates they offer to find the best option that suits your needs.

Question 9

What is the CIBIL Credit Score required to avail Personal Loan for Travel?

Accepted Answer

To qualify for a personal loan for travel, most lenders in India typically require a CIBIL score of 700 or above. This score reflects strong creditworthiness and increases the likelihood of loan approval with favorable terms. However, your loan application may be considered even with lower scores, though this might come with higher travel loan interest rates or stricter conditions.