PERSONAL LOAN
Get Instant Loans,
Borrow with Confidence
Achieve your dreams with easy, affordable
personal loans up to Rs. 5 Lakhs with Kissht.
What is a Personal Loan ?
A personal loan offers quick, collateral-free financing for diverse financial needs. With competitive interest rates, minimal paperwork, and swift approval, instant personal loans ensure seamless access to funds. Its flexible repayment options make it a strategic financial tool for managing expenses efficiently.
Personal Loan Calculator
Why Choose Kissht for Personal Loan ?
Why Choose Kissht
Instant Approvals
Zero Paperwork
Pay over 60 Months
Affordable Interest
Personal Loan Benefits
Loan Top-ups Available
Direct Bank Transfer
100% Digital Process
No Collateral Required
Multi-purpose Loans
Transparent Terms
Personal Loan
Eligibility Criteria
How to apply for a Personal loan?
Verify Mobile Number
Enter your number on the Kissht app, receive an OTP, and verify.
Enter Basic Details
Fill in your name, DOB, address, and employment details accurately.
Complete Digital KYC
Upload your PAN and Aadhar for quick verification.
Get your Loan
Upon approval, funds are instantly transferred to your account.
Documents required for Personal Loan
Basic details
KYC documents – Aadhaar card & Selfie verification
PAN card of the borrower
Income details
Our Happy Customers
"My mother needed urgent medical treatment, and I was short on funds. I applied for a loan with Kissht, and to my surprise, the money came quickly, helping me in a tough time."
Anjali
"When my daughter’s wedding was near, I needed extra money to manage the expenses. Kissht made sure I got my loan on time, and I didn’t have to delay anything."
Ankita
"My house needed urgent repairs before the monsoon, but I didn’t have enough savings. Kissht gave me a loan fast, and I was able to fix everything before the rains started."
Rakesh
"One morning, my bike broke down completely, and I needed money for repairs. Kissht gave me a quick loan, and I was able to get back on the road without stress."
Ravi T
"My child’s school fees had to be paid suddenly, and I was worried about managing it. Kissht helped me get the money easily, and I paid the fees on time without any hassle."
Shreya P
Frequently Asked Questions?
To complete Digital KYC, only your Aadhaar Card & PAN Card are required.
Income Proof is not required for all customers. Only for some high-value loans, depending on customer’s credit profile, he/she may be asked to submit Income Proof by linking his bank account or via PDF Bank statement so that the bank statement can be fetched & verified online.
No, we do not require any security or guarantor to approve your loan. Once we verify your basic information & complete your digital KYC, your loan will be approved by the system, based on profile eligibility.
You cannot extend the tenure after a loan has been approved.
Kissht - India’s
Most Trusted Loan App
Kissht - India’s Most Trusted Loan App
50M+
Downloads
4000Cr+
Amount Disbursed
1Cr+
Customers
