PERSONAL LOAN

A personal loan can be used for a variety of purposes like funding a wedding, medical expenses, or debt consolidation. It's a type of unsecured loan. Borrowers can apply for an instant personal loan online with Kissht, offering flexible terms and competitive personal loan interest rates.

Loan application for an instant personal loan online with Kissht is simple: 1. Verify Mobile Number: Enter your number on the Kissht app, receive an OTP, and verify. 2. Enter Basic Details: Provide your name, DOB, address, and employment details. 3. Complete Digital KYC: Upload your PAN and Aadhaar for quick verification. 4. Get Your Loan: Once approved, funds are instantly transferred to your account.

To apply for a personal loan with Kissht, you'll need the following documents: 1. Basic details: Name, address, and employment information. 2. KYC documents: Aadhaar card and selfie verification. 3. PAN card: For identity verification. 4. Income details: Proof of income for loan assessment.

The interest rate on personal loans with Kissht may vary based on your profile, including factors like credit score and income. Rates are competitive, and the exact rate will be shared with you during the loan application process.

The amount you can get on a personal loan with Kissht depends on factors such as your credit profile, income, and repayment capacity. Loan amounts typically range up to ₹5 lakh, and the exact amount will be determined during the application process.

The minimum credit score for a personal loan may vary based on your profile and the loan amount. While a higher score improves your chances, Kissht considers various factors beyond just the credit score when evaluating loan applications.

To apply for a personal loan with Kissht, you must meet the following requirements: • Nationality: Indian citizen • Age: Between 21 and 60 years • Documentation: Selfie, PAN Card, and Aadhaar Card • Income Proof: Required for select high-value loans based on credit profile • Profile: Salaried, Self-Employed, Small business owners, and MSMEs

Income proof is generally required for select high-value personal loans. For smaller loan amounts, it may not be necessary. Kissht will assess your application and inform you if income proof is needed during the loan process.

The approval time for an instant personal loan online with Kissht is quick. Once you submit your details and documents required for a personal loan, the loan is processed swiftly, and approval can be received within minutes. The exact timeline might differ based on your profile and the documents provided.

Yes, you can still apply for an instant personal loan with Kissht even if you have a low credit score. While credit history is considered, Kissht also evaluates other factors like income and repayment capacity to determine eligibility.