No Credit Card Needed

Don't Postpone your Happiness

- Buy your own TV, Fridge, Mobile, Laptop, Jewellery, furniture on EMI

Financial woes are no longer a worry with Kissht in the picture! Be it tackling your financial crunches or getting your desired product from your favourite store – online or offline, Kissht provides relentless financial assistance to all.

Apply Now How it works

Instant credit to shop any time | Pre-approved cash upto 15 Lakhs

How do I use my Kissht EMI card credit limit?

  • Shop from our 50+ online partners including Flipkart & Amazon
  • Buy from 3000+ offline stores near you
  • Special offers to finance your dream bike, car, holidays and many more
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What is my eligibility criteria?

  • Your monthly income should be more than Rs.12,000
  • AADHAAR card, PAN card and a Post Dated Cheque is all that is needed
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How do I make repayments?

  • EMIs are debited every month automatically from your bank account
  • Ensure Timely repayments to avoid unnecessary hassles
  • Ensure your account has sufficient balance to avoid unnecessary hassles.
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How it works

Why choose Us?


  • Provide your personal & Income detail
  • Upload basic doc
  • Kissht EMI Card Activated
Why choose Us?

Choose Kissht at Checkout

  • While shopping at Merchant partner portal select Kissht at checkout page
  • Download Kissht App to shop directly from online merchant.
Why choose Us?


  • Make your down-payment & loan will be approved
  • Post loan approval, Merchant ships product

Download the Kissht App

Download Kissht App and buy now & pay later from our 50+ online merchant partners and 3000+ offline stores

With Kissht App, you can do online shopping on EMI without credit card, upload your documents, check your available credit limit, view upcoming EMIs, bills, make early repayments and much more

Enter your Mobile Number
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