You can repay your loan against property installment directly via a bank account or via payment link as available on Ring App. You can set up an auto-debit facility. Our customer care executives will be happy to help with any queries.

You do not need any additional security or guarantors to avail loan against property, except for the asset you are pledging as collateral.

You can use the property for which you are taking a loan is the collateral or security. The loan applicant/s should have clear title of the property. The property needs to meet the norms of Si Creva in terms of Legal clearance and Technical clearance.

A co-applicant to the loan is mandatory and should meet the credit underwriting norms laid down by the company. A co-applicant can be one or more of: • Spouse • Blood relative (immediate family members – Father, mother, son) • Co-owners of a property must be necessarily a co-applicant in the loan structure