LOAN AGAINST PROPERTY
Unlock the potential of your
property with
Loans Against Property!
Enjoy affordable interest rates, easy EMIs,
& fast approvals.
What is Loan Against Property ?
A Loan Against Property (LAP loan) is a tailored financing solution designed for people seeking substantial capital without selling off their assets. By leveraging your property, you gain access to funding at competitive interest rates aligned to your financial strategy.
Whether your looking to grow your business, invest in new opportunities, or consolidate existing debt, this loan offers the flexibility of extended tenures and structured EMIs, all while ensuring you retain full ownership of your property.
Loan Against Property Calculator
Why Choose Kissht for Loan Against Property?
Higher Loan Amounts
Single Property Document Funding
No legal check, No valuation
Repayment Tenure up to 7 Years
Continued Property Ownership
Loan on all property types
Loan Against Property Benefits
Free CIBIL Check
Know your financial standing.
Property Valuation Waived off
Enjoy added savings.
Zero Processing Fee
Benefit from no extra costs.
Loan within 3 days
Fast and easy process.
Loan Against Property
Eligibility Criteria
How To Apply for a Loan Against Property?
Visit Nearest Branch
To locate nearest branch, click here
Share Basic Details
Share basic details with our Loan Expert and Schedule a property evaluation
Submit Documentation
Submit required documentation as per the checklist provided by our branch (applicable if evaluation is successful)**
Loan Approval
Get your loan amount approved in just 1 Day* (T&C’s Apply)
Accept Offer
Accept your loan offer and Loan amount will be disbursed within 3 working days* (T&C’s Apply)
Documents required for Loan Against Property
Basic KYC Documentation
Submit identity and address proof for verification.
Single Deed Property Document
Provide a clear and legally valid property ownership document
Note : For detailed document list kindly visit nearest store.
Find Nearest Store
We’re now in 70+ cities across India. Find a store near you today!
Frequently Asked Questions?
You can repay your loan against property installment directly via a bank account or via payment link as available on Ring App. You can set up an auto-debit facility. Our customer care executives will be happy to help with any queries.
You do not need any additional security or guarantors to avail loan against property, except for the asset you are pledging as collateral.
You can use the property for which you are taking a loan is the collateral or security. The loan applicant/s should have clear title of the property. The property needs to meet the norms of Si Creva in terms of Legal clearance and Technical clearance.
A co-applicant to the loan is mandatory and should meet the credit underwriting norms laid down by the company. A co-applicant can be one or more of: • Spouse • Blood relative (immediate family members – Father, mother, son) • Co-owners of a property must be necessarily a co-applicant in the loan structure
Kissht - India’s
Most Trusted Loan App
Kissht - India’s Most Trusted Loan App
50M+
Downloads
4000Cr+
Amount Disbursed
1Cr+
Customers
