BUSINESS LOAN
Fuel Your Business
with Quick Financing!
Introducing Business Loans by Kissht. Get quick funding at affordable rates to expand, invest, and grow. Apply now!
What is a Business Loan ?
A business loan is a powerful financial instrument designed to fuel expansion, manage cash flow, or invest in new opportunities. Entrepreneurs can secure substantial funding at competitive interest rates with structured repayment plans, ensuring financial stability.
From boosting inventory to upgrading infrastructure, businesses can leverage instant business loans to meet evolving demands and seize market opportunities. With fast access to funds and minimal paperwork, these loans are a strategic tool for sustainable growth.
Business Loan Calculator
Why Choose Kissht for Business Loans?
Upto 60 Months Tenures
![Zero ,[object Object], Paperwork](/_next/static/media/minimum-docs.c7ce1ec5.svg)
Zero
Paperwork
![Instant ,[object Object], Loan Disbursal](/_next/static/media/quick-approval.6e922aaf.svg)
Instant
Loan Disbursal
![No Hidden ,[object Object],Charges](/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fno-hidden-charges.d470f70d.png&w=3840&q=75)
No Hidden
Charges
Features & Benefits of Business Loan
Flexible Tenure
Repay in easy EMIs over 3 to 60 months.
No Collateral Required
Get an unsecured loan without pledging assets.
Instant Disbursal
Funds credited to your account within 24-48 hours.
Customized Loan Solutions
Loans tailored to business needs.
Business Loan
Eligibility Criteria
How To Apply for a Business Loan?
Verify Mobile Number
Enter your number on the Kissht app, receive an OTP, and verify.
Share Basic Details
Share essential details like name, DOB & address.
Complete Digital KYC
Upload your PAN and Aadhar for quick verification.
Additional Documents
Upload Udyam number & GST certificate.
Get your Loan
Upon approval, funds are instantly transferred to your account.
Documents required for Business Loan
KYC documents: Aadhaar Card, PAN Card of business owner
Business Proof: GST Registration Certificate, Business Incorporation Certificate & Income details
Financial Documents: Bank statements (last 6 months) & Income Tax Returns (ITR) (if applicable)
Our Happy Customers
"I run a small tea shop, and my customers needed a proper place to sit. Kissht helped me buy new chairs and tables, which made my shop look better and attract more people."
Rahul Mehta
"My grocery store was running low on stock just before the festive season. Kissht gave me a loan quickly, and I was able to refill my shop and serve my customers better."
Arjun Rao
"I own a dairy shop and needed a fridge to keep the milk fresh. With Kissht’s help, I was able to buy one, and now my business is running more smoothly than before."
Megha Jain
"I drive an auto-rickshaw, and one day, my vehicle broke down completely. I didn’t have enough savings for repairs, but Kissht helped me with a loan, and I was back to work soon."
Vikram Singh
Frequently Asked Questions?
To complete Digital KYC, only your Aadhaar Card & PAN Card are required.
Income Proof is not required for all customers. Only for some high-value loans, depending on customer’s credit profile, he/she may be asked to submit Income Proof by linking his bank account or via PDF Bank statement so that the bank statement can be fetched & verified online.
No, we do not require any security or guarantor to approve your loan. Once we verify your basic information & complete your digital KYC, your loan will be approved by the system, based on profile eligibility.
You cannot extend the tenure after a loan has been approved.
Kissht - India’s
Most Trusted Loan App
Kissht - India’s Most Trusted Loan App
50M+
Downloads
4000Cr+
Amount Disbursed
1Cr+
Customers
