BUSINESS LOAN
Fuel Your Business
with Quick Financing!
Introducing Business Loans by Kissht. Get quick funding at affordable rates to expand, invest, and grow. Apply now!
What is a Business Loan ?
A business loan is a powerful financial instrument designed to fuel expansion, manage cash flow, or invest in new opportunities. Entrepreneurs can secure substantial funding at competitive interest rates with structured repayment plans, ensuring financial stability.
From boosting inventory to upgrading infrastructure, businesses can leverage instant business loans to meet evolving demands and seize market opportunities. With fast access to funds and minimal paperwork, these loans are a strategic tool for sustainable growth.
Having a valid Udyam Registration is essential to avail these benefits, as it verifies your business and unlocks access to priority funding. Don’t have a Udyam Number? We’ll assist you in getting registered quickly and easily.
Business Loan Calculator
Why Choose Kissht for Business Loans?
Upto 60 Months Tenures
![Zero ,[object Object], Paperwork](/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fminimum-docs.ab7e8a9e.png&w=3840&q=75)
Zero
Paperwork
![Instant ,[object Object], Loan Disbursal](/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fquick-approval.29de8052.png&w=3840&q=75)
Instant
Loan Disbursal
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No Hidden
Charges
Features & Benefits of Business Loan
Flexible Tenure
Repay in easy EMIs over 3 to 60 months.
No Collateral Required
Get an unsecured loan without pledging assets.
Instant Disbursal
Funds credited to your account within 24-48 hours.
Customized Loan Solutions
Loans tailored to business needs.
Business Loan
Eligibility Criteria
How To Apply for a Business Loan?
Verify Mobile Number
Enter your number on the Kissht app, receive an OTP, and verify.
Share Basic Details
Share essential details like name, DOB & address.
Complete Digital KYC
Upload your PAN and Aadhar for quick verification.
Additional Documents
Upload Udyam number & GST certificate.
Get your Loan
Upon approval, funds are instantly transferred to your account.
Documents required for Business Loan
KYC documents: Aadhaar Card, PAN Card of business owner
Business Proof: GST Registration Certificate, Business Incorporation Certificate & Income details
Financial Documents: Bank statements (last 6 months) & Income Tax Returns (ITR) (if applicable)
Our Happy Customers
"I run a small tea shop, and my customers needed a proper place to sit. Kissht helped me buy new chairs and tables, which made my shop look better and attract more people."
Rahul Mehta
"My grocery store was running low on stock just before the festive season. Kissht gave me a loan quickly, and I was able to refill my shop and serve my customers better."
Arjun Rao
"I own a dairy shop and needed a fridge to keep the milk fresh. With Kissht’s help, I was able to buy one, and now my business is running more smoothly than before."
Megha Jain
"I drive an auto-rickshaw, and one day, my vehicle broke down completely. I didn’t have enough savings for repairs, but Kissht helped me with a loan, and I was back to work soon."
Vikram Singh
Frequently Asked Questions?
A business loan is a loan designed to support business needs like expansion, working capital, or equipment purchase. With Kissht, you can apply for a business loan easily, with competitive business loan interest rates and minimal documents required for business loan processing.
To apply for a business loan with Kissht, you must be an Indian citizen. You must be between the ages of 21 and 60. Basic documentation such as a selfie, PAN card, and Aadhaar card is required. Income proof may be needed for high-value loans based on your credit profile. The loan is open to self-employed professionals, salaried individuals, small business owners, and MSMEs.
The loan amount you can avail for your business with Kissht depends on several factors, including your business profile, income, and creditworthiness. Once you apply for a business loan, the eligible amount is determined during the assessment process based on the details and documents you provide.
To apply for a business loan with Kissht, you'll need the following: • KYC documents: Aadhaar Card and PAN Card of the business owner • Business proof: GST Registration Certificate, Business Incorporation Certificate, and income details • Financial documents: Last 6 months’ bank statements and Income Tax Returns (if applicable)
The approval time for a business loan with Kissht is fast and hassle-free. Once you submit the required documents and complete your application, the processing begins immediately. The exact approval time may vary based on your profile and the information provided.
The business loan interest rate with Kissht depends on various factors like your credit profile, loan amount, and business performance. The exact rate will be shared with you during the application process after evaluating your details.
It is completely safe to apply for a business loan online with Kissht. The platform uses advanced security measures and encrypted systems to protect your personal and financial information throughout the application and approval process.
To be eligible for a business loan with Kissht, you must be an Indian citizen aged between 21 and 60 years. The loan is available to self-employed professionals, salaried individuals, small business owners, and MSMEs. Basic KYC documents are required, and income proof may be needed for higher loan amounts based on your profile.
The minimum CIBIL score required for a business loan with Kissht may vary based on your business profile, loan amount, and other factors. While a higher CIBIL score improves your chances of approval, Kissht considers various aspects of your financial health when evaluating your loan application.
Kissht - Sapno Ko
Kaho YES!
Kissht - Sapno Ko
Kaho YES!
40M+
Downloads
4000Cr+
Loan Disbursed
1Cr+
Customer
