Are you looking for hassle-free business financing? Get an instant business loan with minimal documentation from Kissht. Quick and easy funding designed to support your business growth with competitive interest rates and flexible repayment options.
A business loan is a powerful financial instrument designed to fuel expansion, manage cash flow, or invest in new opportunities. Entrepreneurs can secure substantial funding at competitive interest rates with structured repayment plans, ensuring financial stability.
From boosting inventory to upgrading infrastructure, businesses can leverage instant business loans to meet evolving demands and seize market opportunities. With fast access to funds and minimal paperwork, these loans are a strategic tool for sustainable growth.
Having a valid Udyam Registration is essential to avail these benefits, as it verifies your business and unlocks access to priority funding. Don't have a Udyam Number? We'll assist you in getting registered quickly and easily.
Calculate your Business Loan EMI with the following parameters:
| Parameter | Range | Details |
|---|---|---|
| Loan Amount | ₹5,000 - ₹60,00,000 | How much do you need? |
| Rate of Interest | 6% - 36% | Annual Interest Rate |
| Loan Tenure | 3 - 72 months | Repayment Tenure |
Here's a quick example to illustrate:
| Parameter | Value |
|---|---|
| Loan Amount (Principal) | ₹1,00,000 |
| Total Interest Rate | 12% |
| Tenure | 12 months |
| EMI | ₹9,025.83 |
| Interest Rate | 15% per annum |
| APR | Start from 19% |
| Processing Fee (incl. GST) | ₹3000 (3%) |
For a loan of ₹10,00,000:
Disclaimer: The Loan EMI Calculator provides an estimated value. Please consult your lender for accurate details.
Kissht offers several advantages for business loan seekers:
Repay in easy EMIs over 3 to 60 months. Choose a repayment schedule that aligns with your business revenue cycles.
Get an unsecured loan without pledging assets. Your business doesn't need to put up property or equipment as security.
Funds credited to your account within 24-48 hours. Quick access to capital means you can seize business opportunities without delay.
Loans tailored to business needs. Each loan is designed to match your specific business requirements and financial situation.
To qualify for a Kissht business loan, you must meet the following criteria:
| Criteria | Requirement |
|---|---|
| Nationality | Indian citizen |
| Age | Between 21 to 60 years |
| Documentation | Selfie, PAN Card, and Aadhaar Card |
| Income Proof | Required only for select high-value loans based on credit profile |
| Profile | Salaried, Self-Employed, Small business owners & MSMEs |
| Udyam Number | Required. No Udyam? No problem! We'll help you get it. |
Applying for a Kissht business loan is a straightforward process designed for convenience and speed.
To complete your business loan application, you'll need to provide the following documents:
Real stories from business owners who have benefited from Kissht business loans:
"I run a small tea shop, and my customers needed a proper place to sit. Kissht helped me buy new chairs and tables, which made my shop look better and attract more people."
"My grocery store was running low on stock just before the festive season. Kissht gave me a loan quickly, and I was able to refill my shop and serve my customers better."
"I own a dairy shop and needed a fridge to keep the milk fresh. With Kissht's help, I was able to buy one, and now my business is running more smoothly than before."
"I drive an auto-rickshaw, and one day, my vehicle broke down completely. I didn't have enough savings for repairs, but Kissht helped me with a loan, and I was back to work soon."
A business loan is a loan designed to support business needs like expansion, working capital, or equipment purchase. With Kissht, you can apply for a business loan easily, with competitive business loan interest rates and minimal documents required for business loan processing.
To apply for a business loan with Kissht, you must be an Indian citizen. You must be between the ages of 21 and 60. Basic documentation such as a selfie, PAN card, and Aadhaar card is required. Income proof may be needed for high-value loans based on your credit profile. The loan is open to self-employed professionals, salaried individuals, small business owners, and MSMEs.
The loan amount you can avail for your business with Kissht depends on several factors, including your business profile, income, and creditworthiness. Once you apply for a business loan, the eligible amount is determined during the assessment process based on the details and documents you provide.
To apply for a business loan with Kissht, you'll need the following:
The approval time for a business loan with Kissht is fast and hassle-free. Once you submit the required documents and complete your application, the processing begins immediately. The exact approval time may vary based on your profile and the information provided.
Kissht - Sapno ko Kaho YES!
| Metric | Value |
|---|---|
| Customer Rating | 4.6 |
| Assets Under Management | 5900Cr+ |
| Customer Base | 11M+ |
*As of December 31, 2025