Privacy and Security Policy

Privacy Policy

Date Last Revised: 10/10/2016

Kissht.com owned and operated by OnEMi Technology Solutions Private Limited is committed to maintaining the confidentiality, integrity and security of all the personal information of our users. This Privacy & Security Policy explains how we protect personal information provided through our website such as www.Kissht.com and how we use that information in connection with our service offered through the Site (the "Service").

"Personal Information" for purposes of this Policy means information that identifies you, such as your name, address, phone number or email address. By providing your number at Kissht.com you are authorizing Kissht & its representatives to give you a call to offer you our services for the product you have opted for, imparting product knowledge, offering promotional offers running on website.

Kissht.com applies high privacy and security standards to protect your personal information. We regularly re-evaluate our policies and adapt them as necessary to deal with new challenges.

1. Kissht collects your information

1.1 Information provided by you with Kissht

If you intend to open a loan account with Kissht, you would be required to provide details like your name, E-mail address, Mailing address, Mobile number, PAN number, employment & income details and other such information which may be needed to assess your creditworthiness. In order to provide your bank statements or pay-slips electronically/physically along with your loan application, you also must provide your third-party account credentials ("Account Credentials") to allow Kissht.com to retrieve your account data ("Account Information") from those financial institutions. Your Account Credentials are only used once to retrieve your bank statements/pay-slips and are not stored in our system.

Such information does not identify you individually. Access to your Registration Information, Account Information, and any other Personal Information you provide is strictly restricted and used only in accordance with specific internal procedures and safeguards governing access, in order to operate, develop or improve the Service. We may also use third party service providers to help us provide the Service to you, such as sending e-mail messages or SMS on our behalf or hosting and operating a particular feature or functionality of the Service. We require such third parties to maintain the confidentiality of the information we provide to them.

1.2 Information that Kissht collects from your activities

Your information would get collected when you visit Kissht website using your phone or computer. This information may include your IP address, device information including but not limited to identifier, name and type, operating system, location.

1.3 Cookies

If enabled, we may place cookies on your machine that store small amounts of data on your computer about your visit to any of the pages of this website. Cookies can identify the pages that are being viewed and this can assist us in tracking which of our features appeal the most to you and what content you may have viewed on past visits.

These technologies are used in analyzing trends, administering the site, tracking users’ movements around the site and to gather demographic information about our user base as a whole.

We use cookies on our website in order to personalize our service to you. Users can control the use of cookies at the individual browser level. If you reject cookies, you may still use our site, but your ability to use some features or areas of our site may be limited. You may refuse to accept cookies by activating the setting on your browser which allows you to refuse the setting of cookies. Unless you have adjusted your browser setting to refuse cookies, our system will issue cookies when you log on to the website.

1.4 Information sharing with Third parties

We may use third-party advertising companies and/or ad agencies to serve ads when you visit our website. These companies may use information (excluding your name, address, email address, or telephone number) about your visits to Kissht.com in order to provide advertisements on this site and other sites about goods and services that may be of interest to you. If you choose to apply for these separate products or services, disclose information to the providers, or grant them permission to collect information about you, then their use of your information is governed by their privacy policies. You should evaluate the practices of these external service providers before deciding to use their services. Kissht.com is not responsible for their privacy practices.

2. How Kissht protects your personal details?

2.1 We keep your data secure

We follow generally accepted standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, we cannot guarantee its absolute security. We use a combination of firewalls, encryption techniques and authentication procedures, among others, to maintain the security of your online session and to protect Kissht.com accounts and systems from unauthorized access.

Our databases are protected from general employee access both physically and logically. We encrypt your Service password so that your password cannot be recovered, even by us. All backup drives and tapes also are encrypted. No employee may put any sensitive content on any unsecure machine (i.e., nothing can be taken from the database and put on an insecure laptop).

2.2 Encryption and secure communication

All communications between your computer and Kissht.com that contain any personal information are encrypted. This enables client and server applications to communicate in a way that is designed to prevent eavesdropping, tampering, and message forgery.

2.3 Login id and password confidentiality

You are responsible for maintaining the security of your Login ID and Password, and may not provide these credentials to any third party. If you believe they have been stolen or been made known to others, you must contact us immediately at +91.99870.98876

We are not responsible if someone else accesses your account through Registration Information they have obtained from you or through a violation by you of this Privacy and Security Policy or the Terms of Use (ToU).

3. How Kissht can utilize your information?

3.1 For improving Kissht Service

Kissht uses information provided by you to improve our services, contact you, conduct research, and provide anonymous reporting for clients.

3.2 To serve relevant marketing content to you

We may use your information for marketing and promotional purposes and for providing relevant offers online.

4. When you share information with Kissht

You can review and edit your personal information at any time by logging in to your account on the Website or by contacting the Kissht support team on +91.99870.98876. If you choose to close your account, your personally identifiable information will not be used by us for any further purposes, nor sold or shared with third parties, except as necessary to prevent fraud and assist law enforcement, as required by law or in accordance with this Privacy Policy.

5. Links to Other Sites

Our site includes links to other websites whose privacy practices may differ from those of Kissht.com. If you submit personal information to any of those sites, your information is governed by their privacy policies. We encourage you to carefully read the privacy policy of any website you visit.

6. Contact Kissht

If you have queries or concerns regarding this Privacy Policy, feel free to contact us on +91.99870.98876