Offer Credit Card EMI options to all card customers.
Offer EMI without Card to non-credit card customers.
Tap into customers not previously accessible to you.
Upsell - Customers purchase higher value items due to EMI option.
Attract repeat purchases due to Additional Line of Credit extended.
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How it works
Integrate Kissht into your site. We provide API Documentation and Integration samples as well as step by step support.
Customers can now checkout using Kissht, the same way that they would with a conventional payment gateway.
Kissht collects documents from the Customers within 36 hours of the Order being placed and notifies the Merchant of Final Approval.
Merchant Receives instant settlement from Kissht and then dispatches the order to the Customer.
More than 2000 Merchants trust Kissht to power their EMI payments. Here's Why ?
Kissht allows business to offer Instant & Easy EMI payment options to their customers
EMI without Card
Credit Card EMI
Debit Card EMI
Kissht features cutting edge technology to provide EMI transactions
Instant EMI Available
Our unique technology allows customers to instantly avail EMI facility. Your Customer gets the product and You get the business…. instantly
Credit Decision Engine
Our unique self-learning decision engine looks beyond traditional credit scoring metrics to determine customers credit-worthiness
Widest Range of EMI
Loan based EMI for purchases or Credit Card EMI or Debit Card EMI-We have it all ! So you can offer the entire range of EMI payment options to your customers
Fast & Easy Transaction
Help your customers complete their EMI transactions quickly & easily with our optimized web based checkout. Works equally well across different Browsers and Devices
Security is in our DNA. Your customer information and your transaction data is protected by industry best security standards
Easy Plug & Play
We have ready integration kits for every major platform - .net, Java, php ... Name your platform and we've got the kit. You can get set and #GoLiveIn30Min
No Hidden Fees
We are committed to clear and transparent pricing. You will never have to worry about extra cost.
We offer super simple APIs and plug-ins to go live instantly
Easy To Integrate
Integrating with Kissht is a very straightforward process. We provide you with a very simple well designed and well defined API Integration Manual as well as the sample kits in the language of your choice. Our technology team is available to assist you with any integration related questions you may have.
Easy To Manage
Once Integrated, managing your payments recevied via Kissht is incredibly simple. Each merchant has access to their own Merhcant Panel which will provide them with all the information that they require. The Merchant team will be able to view all the past transactions as well as request Cancellation, Returns and also Modify Order amounts from the Merchant Panel.
Why offer Kissht - EMI payment Solution
Kissht offers the widest range of EMI option on one platform - EMI without Card from multiple financiers, Credit Card EMI from 10 banks and Debit Card EMIs
EMI payment options have helped businesses acquire upto 18% more customers
EMI payment options at point of sale or checkout have helped businesses grow their ticket size by 27 – 30 %
With up to 100% financing, Your customers can buy their dream products now with flexibility of repaying it over time
Kissht EMI without Card - Also available for your Retail Outlets
The same convenience of Kissht checkout is also available for your Brick and Mortar stores. We have specialized solutions for your physical stores that have the potential of increasing sales by both increasing the ticket sizes and the increasing customers.