Borrow with Confidence,
Grow with Trust.
Whether it's a planned milestone or an emergency, we offer secured and unsecured loans to meet your unique financial needs.
1Cr+
Loans disbursed
50M+
App downloads
4.6 ★
Rated on Playstore
Why Choose Kissht?
![Flexible ,[object Object],Repayments](/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fflexible-repayments.048029fa.png&w=256&q=75)
Flexible
Repayments
![Instant ,[object Object],Approvals](/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Finstant-approvals.34d48812.png&w=256&q=75)
Instant
Approvals
![Lower Interest ,[object Object],Rates](/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Flower-interest-rates.5eee56e6.png&w=256&q=75)
Lower Interest
Rates
![Quick ,[object Object],Disbursals](/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fquick-disbursals.0943369d.png&w=256&q=75)
Quick
Disbursals
![100% Paperless ,[object Object],Process](/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fpaperless-process.5a8ccbe8.png&w=256&q=75)
100% Paperless
Process
Our Products
Loans
At Kissht, we offer a wide range unsecured loans with quick approvals and minimal documentation, as well as secured loans like Loan Against Property (LAP) for higher amounts at competitive rates. Enjoy easy approvals, fast disbursals, and flexible repayment options tailored to your needs.
How to apply for loan?
Verify Mobile Number
Enter your number on the Kissht app, receive an OTP, and verify.
Enter Basic Details
Fill in your name, DOB, address, and employment details accurately.
Complete Digital KYC
Upload your PAN and Aadhar for quick verification.
Get your Loan
Upon approval, funds are instantly transferred to your account.
Eligibility Criteria
Nationality
Indian
citizen
Age
Between 21 and
60 years.
Documentation
Selfie, PAN Card, and Aadhaar Card.
Profile
Salaried, Self-Employed, Small business owners & MSMEs.
Our Campaigns
Watch our latest campaign
#Legendary Speed, Legendary Trust
Financing Partners
Our Happy Customers
"I needed money urgently and was worried about long processes, but Kissht made it so simple. I applied, and within no time, I got the money I needed."
Anjali M
"I always thought getting a loan would be difficult because I don’t understand big bank rules, but Kissht made everything so simple. I applied easily and got my loan instantly. The convenience in applying just makes the experience better"
Amit K
"Before my salary came, I had a sudden expense and didn’t know what to do. Kissht helped me get the money quickly without any long forms or complications."
Hiteshi
"Everywhere else, I had to submit too many papers and visit offices, but with Kissht, I got my loan without running around. It was quick, simple, and stress-free."
Nikhil
Frequently Asked Questions?
To complete Digital KYC, only your Aadhaar Card & PAN Card are required.
Income Proof is not required for all customers. Only for some high-value loans, depending on customer’s credit profile, he/she may be asked to submit Income Proof by linking his bank account or via PDF Bank statement so that the bank statement can be fetched & verified online.
No, we do not require any security or guarantor to approve your loan. Once we verify your basic information & complete your digital KYC, your loan will be approved by the system, based on profile eligibility.
Once you have paid all your EMIs and outstanding dues, we will send you a No Objection Certificate (NOC). The NOC will be sent to your registered email id after 72 hours (3 days) of closing your loan account.
Our Achievements
Kissht - India’s Most Trusted Loan App
40M+
Downloads
4000Cr+
Loan Disbursed
1Cr+
Customer
